The Role of Insurance in HoReCa: How to Protect the Hotel Business from Risks

Asal Temirkhodjaeva, Commercial Lines Director at Mosaic Insurance Group, shares key aspects of insurance in the HoReCa sector, with a particular focus on the hotel industry. In the interview, Asal provides an in-depth look at the insurance policies needed to protect hotel properties from various risks, including property damage, business interruption, and terrorism threats.

Mosaic Insurance Group goes beyond simply providing coverage — the company offers clients long-term partnerships and support in all circumstances, ensuring safety and financial protection.

Overcoming Challenges to Connect at SIRC 2024: Day 1 Highlights and More to Come!

Despite the travel challenges and a few missed meetings, we’re pleased to announce that we successfully made it to the Singapore International Reinsurance Conference (SIRC)! On Day 1, Mr. Oybek Nosirovich Khalilov connected with our valued partners from Tysers and Howden, making the most of this significant industry gathering. Stay tuned for more updates as we head into Days 2 and 3!


#SIRC2024 #Networking #Reinsurance

Building Resilience and Growth in Uzbekistan’s Insurance Market: An Interview with Miraziz Khidoyatov

Miraziz Khidoyatov, Deputy General Director of Mosaic Insurance Group, sheds light on the company’s remarkable journey since its establishment in 2021. Mosaic Insurance Group has swiftly become a significant player in Uzbekistan’s insurance market, specializing in Commercial Lines insurance and setting a high bar for security and service.

Mr. Khidoyatov discusses the company’s impressive growth trajectory, with a 330% increase in Gross Written Premium in 2023 and ambitious plans to rank among Uzbekistan’s top 10 insurers. He elaborates on Mosaic’s strategic expansion of its authorized capital, a move aimed at fortifying its financial resilience and supporting greater insurance capacity.

Driving Growth in Uzbekistan’s Insurance Market: A Conversation with Miraziz Khidoyatov, Deputy General Director of MIG

In an exclusive interview, Miraziz Khidoyatov, Deputy General Director of Mosaic Insurance Group (MIG), shares insights into the company’s rapid expansion in Uzbekistan’s insurance sector. Since its launch in 2021, MIG has specialized in commercial lines, catering to critical industries through a portfolio that includes property, construction-installation, and liability insurance. A key highlight of 2023 was achieving an 80 billion soum gross insurance premium, marking a 330% growth from the previous year. With a focus on reinsurance, MIG now offers international reinsurance for up to $2.5 million per risk. Khidoyatov emphasizes the company’s commitment to supporting Turkish businesses operating in Uzbekistan and their vision of establishing Mosaic as the leading foreign insurance firm in Central Asia.

Mosaic Insurance Group CEO Oybek Khalilov Honored at AmCham Eurasian Economic Summit in Istanbul

At the inaugural AmCham Eurasian Economic Summit, held in Istanbul on October 24-25, 2024, Oybek Khalilov, CEO of Mosaic Insurance Group, was recognized for his outstanding contributions. Mr. Khalilov received a distinguished award from AmCham, marking his leadership role and dedication to advancing economic collaboration across the Eurasian region.

The summit, jointly organized by the American Chambers of Commerce in Türkiye, Greece, and Bulgaria, served as a platform for business leaders, policymakers, and innovators from across Eurasia to explore strategies for fostering cross-border economic partnerships. Mr. Oybek Khalilov’s leadership in the insurance and reinsurance sector, combined with his commitment to supporting multinational engagements, positioned him as a key contributor to the event’s success.

Mr. Khalilov’s recognition at the summit underscores his commitment to driving impactful collaboration between countries and industries, supporting a resilient economic future for the Eurasian region. The AmCham award reflects the impact of his work in building stronger economic bridges across borders, an achievement celebrated by both his peers and the larger business community in Istanbul.

Baden-Baden Reinsurance Meeting 2024: A Milestone for MIG

The Baden-Baden Reinsurance Meeting 2024 was a remarkable experience for our team at Mosaic Insurance Group! We engaged in meaningful discussions and explored new opportunities with leading industry players such as ConnectUW, Beazley, Cyber Insurance, Howden UK, Trust Re, Hannover Re, ITEG (RE)Insurance Brokers, WTW Germany, Socar Broker Türkiye, Newpoint Broker UK (Nick Pomeroy), Viziyon Re, Ins Broker Türkiye, Saga Broker Türkiye, IUC Sigorta, Aspira Broker, and many more.

The event was a great platform for strengthening our existing relationships and building new partnerships, setting the stage for exciting growth in the months ahead. Stay tuned for more updates as we continue driving innovation in the reinsurance space!

Oybek Nosirovich Khalilov Asal Temirkhodjaeva Miraziz Khidoyatov

Navigating the Reinsurance Landscape with Sherzod Djabbergenov

We sit down with Sherzod Djabbergenov, a rising star and young talent in the reinsurance industry, currently serving as a Commercial Lines Underwriter at Mosaic Insurance Group. Despite his youth, Sherzod has already amassed significant experience managing complex risks across energy, cargo, marine, aviation, and property sectors in global markets such as the Middle East, South America, and Europe. Sherzod provides an inside look into Mosaic Insurance Group’s proactive, client-focused approach to reinsurance, highlighting how the company fosters innovation and growth while maintaining strong partnerships with A-rated insurance companies and top-tier reinsurers. He also shares personal reflections on his journey — from studying at the Management Development Institute of Singapore in Tashkent to becoming an integral part of Mosaic’s expert team.

Day 1 in Baden-Baden Reinsurance Meeting 2024

Day 1 of the Baden-Baden Reinsurance Meeting 2024 was a success for the MIG team with Oybek Nosirovich Khalilov, Asal Temirkhodjaeva and Miraziz Khidoyatov. We had productive meetings with industry experts, including Socar Broker Türkiye, Newpoint Broker UK, Viziyon Re, Ins Broker Türkiye, Saga Broker Türkiye, IUC Sigorta, Aspira Broker, and many more. We’re excited to announce the establishment of new partnerships that will enhance our capabilities and expand our global reach.

Stay tuned for more updates as we continue to build exciting partnerships and drive innovation in the reinsurance world!

Driving Growth and Bridging Gaps: Oybek Khalilov on Mosaic Insurance Group’s Success in Central Asia

In a recent interview, Oybek Khalilov, CEO of Mosaic Insurance Group (MIG), shared insights on the company’s rapid growth and the unique opportunities in Central Asia’s insurance market. Founded in 2021 and based in Uzbekistan, MIG has seen a remarkable 600% average annual growth in Gross Written Premium. With a B1 rating from Moody’s, backed by strong reinsurance partners and an A++ local rating, MIG stands out as the only Western-styled insurer in the region, providing international standards of governance and transparency. Khalilov emphasized the company’s commitment to filling the insurance void left by global insurers after the 2008 financial crisis, serving both local markets and international reinsurance. With plans to have 50% of GWP from international reinsurance by 2024, MIG is poised to expand its influence while maintaining a strong focus on risk management and capital adequacy.

UIB INSTITUTE ENERGY & CONSTRUCTION (RE)INSURANCE CONFERENCE 2024

The Energy & Construction (Re)Insurance Conference 2024 in Dubai brought together key industry leaders to explore future trends and challenges in managing risks across the energy and construction sectors. Among the notable participants was Oybek Nosirovich Khalilov, CEO of Mosaic Insurance Group. His involvement in the event highlighted his commitment to staying at the forefront of industry best practices. Over the course of the three-day intensive program, Oybek engaged in specialized training sessions focused on risk transfer, claims handling, risk engineering, and valuations, all crucial for managing the complex exposures in the global energy sector.

At the conclusion of the conference, Oybek Khalilov was awarded a certification of attendance, acknowledging his dedication to professional development and his active participation in the discussions that shape the future of energy and construction (re)insurance. This certification also reinforces his connection to UIBInstitute’s alumni network, which offers ongoing access to insights and updates in the field.