Public Liability Insurance
An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached their duty of care.
Liability Insurance
There is a property interest associated with compensation of the damage by the Insured caused to the person or property of third parties.
General Liability Insurance
Covers the material interests of an individual or a company associated with possible compensation for damage to third parties.