In an exclusive conversation, Oybek Khalilov emphasized that Mosaic’s success is built on transparency, innovation, and a strong international team. Today, Mosaic Insurance Group stands as Uzbekistan’s first fully foreign-owned insurance company, licensed across all 18 non-life classes and rated uzA++ for solvency and stability.
Full interview available here: https://caravan-info.uz/ru/interview/624575-shest-let-stremitelnogo-rosta-istoriya-uspeha-uzbexkogo-strahovaniya-exlyuziv.html
Year: 2025
MIG at the IV Tashkent International Investment Forum (TIIF)
We are thrilled to announce that Oybek Nosirovich Khalilov , CEO of Mosaic Insurance Group and President of American Chamber of Commerce in Uzbekistan — AmCham, will be representing Mosaic Insurance Group at the IV Tashkent International Investment Forum – held June 10–12, 2025 in Tashkent at the Central Asian Expo and Hilton Tashkent City.
This signature investment event – drawing 3,000+ participants from over 75 countries and featuring more than 90 national companies across sectors like energy, finance, digital, industrial, and infrastructure – offers an exceptional platform for global cooperation.
As the only American insurance firm in Uzbekistan, MIG is honored to participate in shaping the country’s investment climate.
We look forward to connecting with fellow business leaders, investors, and government officials to explore insurance’s pivotal role in facilitating investment, managing risk, and fostering long‑term economic growth.
Summer Internship at MIG
Mosaic Insurance Group is the only American insurance company in Uzbekistan, previously known as Azimuth Insurance Company. With a strong financial standing and a focus on innovation, Mosaic Insurance Group offers a wide range of non-life insurance products. The company operates with transparency, risk expertise, and high ethical standards to ensure trust and compliance in the industry.
Role Description
This is a full-time on-site paid Summer Intern role located in Tashkent, Uzbekistan at Mosaic Insurance Group. The Intern will be responsible for supporting various projects within the insurance organization, gaining hands-on experience in the insurance industry, and collaborating with professionals to learn about corporate governance and risk management.
Qualifications:
- Strong analytical and problem-solving skills
- Excellent communication and teamwork abilities
- Interest in the insurance industry and willingness to learn
- Basic knowledge of financial principles
- Recent graduate of a relevant degree program (e.g., Business, Finance, Insurance)
- Proficiency in Microsoft Office suite Attention to detail and ability to multitask
- English proficiency + Uzbek/Russian
Apply now! Send your CV at info@mosaic-insurance.com
MIG & Misr Insurance
We were pleased to host a delegation from Misr Insurance at the Mosaic Insurance office for a valuable exchange of insights, joined by our CEO Oybek Nosirovich Khalilov .
The discussion focused on potential areas for collaboration, learning more about the Egyptian insurance market, and exploring how our teams might work together on regional placements. Misr Insurance expressed interest in better understanding the opportunities in Uzbekistan, where they currently have limited exposure but see strong growth potential.
At Mosaic, we value partnerships that help expand our international reach and contribute to building a more connected insurance ecosystem.
We look forward to further exploring mutual opportunities with our colleagues from Egypt.
Oybek Nosirovich Khalilov Miraziz Khidoyatov Nozima Khashimova
#MosaicInsurance #MisrInsurance #Insurance #Reinsurance #Partnership
Tashkent, Uzbekistan | May 2025
Grateful to receive this kind letter of appreciation from Mr. Khaled Mohamed Al Badi, Chairman of Federation Of Afro Asian Insurers & Reinsurers – FAIR, following the successful FAIR Energy Insurance and Risk Management Forum held in Tashkent.
As Chairman of the Association of Professional Participants of the Insurance Market of Uzbekistan, Mr. Oybek Nosirovich Khalilov was honored to support this important event, which brought together regional and international experts in energy insurance and risk management.
Special thanks and recognition go to Mr. Umid Khalikov, Supervisory Board Member of Apex Insurance JSC, whose leadership and vision were instrumental in the successful organization and sponsorship of the forum. Apex Insurance’s commitment helped elevate Uzbekistan as a host of international-level insurance events.
This acknowledgment from FAIR reflects the growing influence of Uzbekistan’s insurance industry and the value of collaborative leadership in shaping our region’s future.
Thank you to all colleagues, partners, and guests who made this milestone event possible!
#Insurance #FAIRForum2025 #RiskManagement #EnergyInsurance
FAIR Forum Day 2
Day 2 at the FAIR Energy Insurance & Risk Management Forum was all about renewables, resilience, and regional collaboration – and Mosaic Insurance Group continued to make its mark.
The day began with a high-powered panel on Renewable Energy, expertly moderated by Marsh legend – Guy Bessis. We heard sharp insights from:
Ian Lim (Lexasure Financial Group): on the evolution of renewable energy insurance markets,
Dr. Jon Zaidi (ACWA Power): on managing risk in green power projects,
Artur Gazizyanov and Vaclav Harant (Air Products): on economic drivers behind decarbonization.
This was followed by a deep dive into the role of regional reinsurers in shaping emerging markets, led by Yassir Albaharna (Trust Re).
A proud moment for our team as Oybek Nosirovich Khalilov – Chairman of the Insurance Association in Uzbekistan & CEO of Mosaic Insurance Group – spoke alongside regional leaders, underlining the need for smart reinsurance strategies to power future growth across Central Asia and beyond.
Mr. Khalilov also closed the forum with remarks focused on partnership, innovation, and capacity-building in energy insurance.
Oybek Nosirovich Khalilov Miraziz Khidoyatov Asal Temirkhodjaeva Nozima Khashimova Sherzod Djabbergenov Adelya Babikova Kurt Ebik
hashtag#MosaicInsuranceGroup hashtag#FAIRForum2025 hashtag#RenewableEnergy hashtag#Reinsurance
FAIR Forum Day 1
Day 1 of the FAIR Energy Insurance & Risk Management Forum in Tashkent was a powerful start — and Mosaic Insurance Group was front and center!
Proud moment as our very own Oybek Nosirovich Khalilov, CEO Mosaic Insurance Group and Chairman of the Insurance Association of Uzbekistan, took the stage as moderator of the forum, setting the tone for a high-level dialogue on “Upstream & Downstream Energy” risks.
Highlights:
Opening address by Uzbekistan’s Minister of Energy and the National Agency of Prospective Projects
Insightful updates from FAIR and the FAIR Oil & Energy Insurance Syndicate (FOEIS)
In-depth sessions on global energy markets, reinsurance trends, and the role of AI in risk management
A strong focus on sustainability and the future of energy insurance in a transitioning world
Mosaic Insurance Group’s team fully engaged, sharing expertise, asking the right questions, and bringing regional insights to a global audience.
It’s only Day 1, and we’re already making an impact.
Oybek Nosirovich Khalilov Adelya Babikova Miraziz Khidoyatov Asal Temirkhodjaeva Sherzod Djabbergenov Nozima Khashimova Neslihan Eroğlu Kurt Ebik
#MosaicInsuranceGroup #FAIRForum2025 #EnergyInsurance #RiskManagement
FAIR 2025 in Tashkent
Mosaic Insurance Group is proud to be part of the FAIR Forum 2025 in Tashkent — a landmark event gathering leaders of the insurance and reinsurance industry from across the Afro-Asian region and beyond.
Our team is excited to engage in meaningful dialogue, explore new regional partnerships, and exchange ideas on sustainable risk solutions and innovation in emerging markets.
With our strong presence in Uzbekistan and our expanding international reinsurance network, we’re eager to contribute to conversations shaping the future of insurance in Central Asia and across the FAIR (Federation of Afro-Asian Insurers and Reinsurers) community.
Let’s connect and discuss how we can build resilient solutions together!
Oybek Nosirovich Khalilov Miraziz Khidoyatov Adelya Babikova Asal Temirkhodjaeva Nozima Khashimova Sherzod Djabbergenov
#MosaicInsuranceGroup #FAIRForum2025 #Reinsurance
DWIC 2025 — What a week!
The Dubai World Insurance Congress once again proved to be a powerhouse of global connection, strategic dialogue, and forward-looking thinking.
Over two dynamic days, the Mosaic Insurance Group team met with existing and future partners from across the (re)insurance world – exchanging ideas, exploring new collaborations, and discussing the future of our industry. With more than 6,000+ meetings scheduled and delegates from 74 countries, DWIC continues to offer unmatched opportunities to build real relationships and unlock growth.
We’re proud to be part of a market that is actively embracing innovation – from digital trading platforms to smarter exposure management tools – and even prouder to be working alongside clients and reinsurers who share our ambition to lead with resilience, agility, and vision.
A big thank you to our partners, hosts, and everyone we had the chance to connect with. The conversations don’t end here – we’re excited for what’s ahead.
Let’s keep building, together.
Oybek Nosirovich Khalilov Miraziz Khidoyatov Asal Temirkhodjaeva Sherzod Djabbergenov
#DWIC2025 #MosaicInsuranceGroup #Reinsurance #InsuranceLeadership
DWIC 2025: Oybek Khalilov Highlights Central Asia’s Reinsurance Potential and the Strategic Role of DIFC
At the Dubai World Insurance Congress (DWIC) 2025, held under the theme Geo Spotlight: Central Asia, Mr. Oybek Khalilov, CEO of Mosaic Insurance Group participated in a high-level panel discussion exploring the evolving reinsurance landscape in Central Asia and the opportunities presented by international financial centers such as Dubai’s DIFC.
During the session, Mr. Khalilov emphasized the need for stability, clarity, and global connectivity when assessing the suitability of a reinsurance hub. He noted:
What we look for in a reinsurance hub is predictability, regulatory clarity, a transparent tax environment, access to qualified professionals, and most importantly – a clear gateway to global markets.
In this context, the Dubai International Financial Centre (DIFC) stands out not only as a convenient jurisdiction but as a world-class platform offering a comprehensive legal and regulatory environment. Backed by English common law and regulated by the Dubai Financial Services Authority (DFSA), DIFC aligns with international best practices, including IAIS principles, Solvency II, and IFRS standards.
In addition to legal and regulatory advantages, Mr. Khalilov pointed to DIFC’s tax efficiency and its unique ecosystem of reinsurers, brokers, actuaries, and auditors – all of which are critical for insurers like Mosaic operating in emerging markets.
For us, opening in DIFC is not an exit – it’s a step forward. It enables us to access knowledge, capital, and global best practices, which we aim to bring back and apply to our work in Uzbekistan.
Current Gaps and Regional Challenges
Addressing the state of reinsurance infrastructure in Central Asia, Mr. Khalilov drew attention to key challenge – absence of catastrophe modelling and regional risk pooling:
Despite the region’s high exposure to natural hazards such as earthquakes and floods, there are currently no standardized tools or mechanisms in place to assess and transfer these risks effectively.
Without these foundational elements, the region remains vulnerable — relying on emergency funding rather than proactive risk financing.
Opportunities and the Path Forward
While acknowledging the slow but steady progress in regulatory reform and product innovation, Mr. Khalilov stressed the importance of continued efforts in areas such as:
- Talent development and IFRS 17 implementation
- Digital transformation and technological adoption
- Product diversification, including cyber and parametric insurance
Uzbekistan is moving forward, but real progress will take time and coordinated efforts across public and private sectors.