{"id":19088,"date":"2022-03-15T07:54:12","date_gmt":"2022-03-15T04:54:12","guid":{"rendered":"https:\/\/aicuz.com\/?p=19088"},"modified":"2023-09-26T18:45:25","modified_gmt":"2023-09-26T13:45:25","slug":"travel-insurance","status":"publish","type":"post","link":"https:\/\/mosaic.beto.uz\/uz\/travel-insurance\/","title":{"rendered":"Sayohat sug'urtasi\u00a0"},"content":{"rendered":"
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Qoidaga ko\u2019ra, agar viza olishda hujjatlar to\u2019plamiga sayohat tibbiy sug\u2019urtasi kiritilgan bo\u2019lsa, biz uni sotib olishga majburmiz. Ammo chet elda tibbiy yordamga muhtoj bo\u2019lish ehtimoli har doim mavjuddir.<\/p>

Sizga ikkita haqiqiy holatni taqdim etamiz.<\/h2>

Birinchi holat Xitoyda sodir bo\u2019lgan va u yerda sayyohning tibbiy sug\u2019urtasi bo\u2019lmagan.<\/h6>

\u00abKo\u2018chada sodir bo\u2018lgan baxtsiz hodisa natijasida u sirpanib, oyog\u2018ini sindirib oldi. Tez yordam chaqirib, xalqaro shifoxonaga olib ketishdi. Kasalxonaga olib borish (pullik tez yordam), rentgen, shifokor ko\u2018rigidan o\u2018tish, og\u2019riqsizlantirish, qo\u2018ltiq tayoq va nayza 800 AQSh dollarini tashkil etdi. Tizza kosachasini jarrohlik muolajasi narxi 43 000 AQSh dollari sifatida baholangan. Albatta, u jarrohlikdan bosh tortdi. Uyga yetkazish uchun zudlik bilan samolyot chiptalarini, ekonom-klassdan biznesga almashtirish kerak edi\u00bb.<\/p>

Agar sug\u2019urta mavjud bo\u2019lganida, sug\u2019urta kompaniyasi ushbu xarajatlarni qoplagan bo\u2019lardimi? Albatta ha. Bu klassik baxtsiz hodisa. Agar hozir sayyoh Azimuth Insurance sug\u2018urta kompaniyasidan sug\u2018urta sotib olganida, u O\u2018zbekiston Respublikasi Markaziy banki kursi bo\u2018yicha atigi 26 AQSH dollarini to\u2018lashi kerak bo\u2018lardi, sug\u2018urta miqdori esa 100 000 AQSh dollarini tashkil qilar edi.<\/p>

Biz nimalarni qoplaymiz?<\/h2>
  • Ambulator va statsionar (faqat shoshilinch jarrohliklar) davolash<\/li>
  • Covid 19 dan davolash<\/li>
  • Shoshilinch stomatologik yordam<\/li>
  • Qarovsiz qolgan voyaga yetmagan bolalarni uyiga qaytarish<\/li>
  • Tibbiy evakuatsiya<\/li>
  • Qidiruv va qutqaruv ishlari<\/li>
  • Shifokor retsepti bo\u2019yicha dori-darmonlarni sotib olish<\/li><\/ul>
    Ikkinchi voqea Tailanddagi \u00abMaymunlar g\u2019ori\u00bb deb nomlanuvchi buddistlar ibodatxonasiga ekskursiya paytida yuz bergan.<\/h6>

    \u00abYo\u2018lda gid barcha sayyohlardan barcha yaltiroq narsalarni yechib, telefon va kameralarni olib qo\u2018yishni so\u2018radi.<\/p>

    Keyinchalik, primatlar sayyohlarning ko\u2019zoynak, sirg\u2019a va bo\u2019yin zanjirini yulib olish, sumkalardagi shaxsiy buyumlarni o\u2019g\u2019irlash holatlari bo\u2019lganini aytishdi. Men ishonmadim. Bundan tashqari, ibodatxona yaqinidagi maydonchada meni yoqimli makakalar oilasi o\u2019rab olgan edi.<\/p>

    Primatlarga sodda sayyohga hujum qilish uchun bir necha soniya yetarli bo\u2019ldi.<\/p>

    Qo\u2018ltig\u2018ida bolasi bor maymun oyoqlarim yoniga o\u2018tirdi-da, boshini bir tomonga egib, panjasini menga uzatdi. Bu surat meni hayajonga solganida yuqoridan ikkinchi maymun yelkamga sakrab tushdi. U bir qop yong\u2018oq ushlab turgan qo\u2018limni tishladi. Men og\u2019riqdan baqirib yubordim. Bosqinchi sumkani ushlab oldi va ular g\u2019oyib bo\u2019lishdi\u00bb, deydi sayyoh.<\/p>

    Uning qo\u2019lida kichik, ammo chuqur yara qoldi. Mahalliy sayohat sug\u2019urtasi shifokorlari jabrlanuvchiga kerakli yordamni ko\u2019rsatdilar: ular tishlangan joyni davolashdi, skobalar qo\u2019yishdi, quturish va boshqa xavfli infeksiyalarga qarshi emlashdi. Uch kundan keyin ekskursiya yakunlandi va sayyoh tinchgina uyiga uchib ketdi.<\/p>

    Agar yordam kerak bo\u2019lsa qanday yo\u2019l tutish kerak?<\/h2>
    • Assistans xizmatiga telefon orqali yoki Sug\u2019urta polisida ko\u2019rsatilgan boshqa aloqa vositalaridan foydalangan holda murojaat qiling<\/li>
    • Agar kerak bo\u2019lsa, mehmonxonangizga shifokor yoki tez yordam xizmati yuborilishi mumkin<\/li>
    • Klinikaga borishdan oldin Assistans xizmatiga qo\u2019ng\u2019iroq qilish imkoni bo\u2019lmasa, buni imkon qadar tezroq amalga oshiring. Xarajatlarni to\u2019lashdan oldin voqea haqida Assistans xizmatiga xabar berish va tibbiyot xodimlariga polisni taqdim etish kerak.<\/li><\/ul>

      Assistans xizmati bilan bog\u2019lana olmadingizmi? Siz xarajatlarni o\u2019zingiz to\u2019lashingiz mumkin. Bunday holatda, O\u2018zbekistonga tashrif buyurganda, tegishli hujjatlar taqdim etilgandan so\u2018ng, Kompaniya davolanish uchun sarflangan barcha xarajatlarni qoplaydi (to\u2018lov O\u2018zbekiston Respublikasi Markaziy banki tomonidan belgilangan kurs bo\u2018yicha so\u2018mda amalga oshiriladi).<\/p>

      Salomat bo\u2019ling!<\/h6>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

      As a rule, we are forced to buy medical insurance when traveling, if it is included in the package of documents when obtaining a visa. But there is always a possibility that medical care may be needed abroad. We will present you with two real cases. The first case occurred in China, where the tourist […]<\/p>\n","protected":false},"author":1,"featured_media":21836,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19088","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts\/19088","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/comments?post=19088"}],"version-history":[{"count":0,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts\/19088\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/media\/21836"}],"wp:attachment":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/media?parent=19088"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/categories?post=19088"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/tags?post=19088"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}