{"id":19002,"date":"2022-02-18T16:56:45","date_gmt":"2022-02-18T13:56:45","guid":{"rendered":"https:\/\/aicuz.com\/?p=19002"},"modified":"2023-09-26T18:47:12","modified_gmt":"2023-09-26T13:47:12","slug":"contractors-all-risks-car-insurance","status":"publish","type":"post","link":"https:\/\/mosaic.beto.uz\/uz\/contractors-all-risks-car-insurance\/","title":{"rendered":"Pudratchilarning Barcha Risklarni Sug'urtalash"},"content":{"rendered":"
\n\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Pudratchilarni barcha xatarlardan (PBX) sug\u2019urtalash \u2014 bu nostandart sug\u2019urta polisi bo\u2019lib, mulkka yetkazilgan zararni va uchinchi shaxslarning qurilish loyihalaridagi xavflarning ikkita asosiy turi bo\u2019yicha shikastlanish yoki zarar ko\u2019rish haqidagi da\u2019volarini qoplashni ta\u2019minlaydi. Mulkga yetkazilgan zarar inshootlarning noto\u2019g\u2019ri qurilishi, ta\u2019mirlash vaqtida yetkazilgan zarar va o\u2019sha joyda qurilgan vaqtinchalik inshootlarning shikastlanishini o\u2019z ichiga olishi mumkin.\u00a0<\/p>

Qurilish maydonchasida ishlash paytida uchinchi shaxslar, shu jumladan subpudratchilar ham jarohat olishlari mumkin. CAR sug\u2019urtasi nafaqat bu bilan bog\u2019liq xavflarni qoplaydi, balki ushbu ikki turdagi xavflarni alohida polislar qo\u2019llanilganda mavjud bo\u2019lgan istisnolar orasidagi bo\u2019shliqni qoplash uchun mo\u2019ljallangan umumiy polisga birlashtiradi.<\/p>

CAR sug\u2019urtasi binolar, suv rezervuarlari, suv tozalash inshootlari, estakadalar va aeroportlar kabi qurilish loyihalarida keng tarqalgan.<\/p>

ASOSIY XULOSALAR<\/strong><\/h3>
  • Pudratchilarni barcha xatarlardan sug\u2019urtalash (CAR) \u2013 bu nostandart sug\u2019urta polisi bo\u2019lib, mulkka yetkazilgan zararni va uchinchi shaxslarning qurilish loyihalaridagi xavflarning ikkita asosiy turi bo\u2019yicha shikastlanish yoki zarar ko\u2019rish haqidagi da\u2019volarini qoplashni ta\u2019minlaydi.<\/li>
  • Mulkning zarar ko\u2019rishi konstruksiyalarni noto\u2019g\u2019ri qurish, ta\u2019mirlash paytida yuzaga keladigan zarar va vaqtincha ish joyida yetkazilgan zarar bilan bogliq bo\u2019lishi mumkin.\u00a0<\/li>
  • Qurilish maydonchasida ishlash paytida uchinchi shaxslar, shu jumladan subpudratchilar ham jarohat olishlari mumkin.<\/li><\/ul>

    \u00a0<\/p>

    Pudratchilarni barcha xatarlardan sug\u2019urtalash (CAR) haqida tushuncha<\/strong><\/h2>

    Odatda, pudratchi ham, ish beruvchi ham birgalikda CAR sug\u2019urta polislarini rasmiylashtiradi va boshqa tomonlar, masalan, moliya kompaniyalari polisda ko\u2019rsatilishi mumkin. Polisga bir nechta tomonlar kiritilganligi sababli, ularning har biri sug\u2019urtalovchiga da\u2019vo arizasi berish huquqini saqlab qoladi, garchi barcha tomonlar da\u2019voga olib kelishi mumkin bo\u2019lgan har qanday jarohat yoki zarar haqida sug\u2019urtalovchini xabardor qilishlari shart.<\/p>

    CAR sug\u2019urta polisining maqsadi \u2013 mulkiy zarar turidan yoki zarar yetkazgan shaxsdan qat\u2019iy nazar, loyihadagi barcha tomonlarni sug\u2019urta bilan ta\u2019minlashdan iborat. Ushbu turdagi polisni rasmiylashtirgan sug\u2019urtalovchilar subrogatsiya huquqini yo\u2019qotadilar, ya\u2019ni agar ular shartnoma bo\u2019yicha bir tomonga pul to\u2019lagan bo\u2019lsalar, ular shartnoma bo\u2019yicha boshqa tomondan ushbu mablag\u2019larni qoplashni talab qila olmaydilar.<\/p>

    Maxsus mulohazalar<\/strong><\/h2>

    CAR sug\u2019urtasi ishlab chiqaruvchilar, yetkazib beruvchilar, pudratchilar va subpudratchilarni qamrab olish uchun kengaytirilishi mumkin. Shuningdek, polis quyidagi voqealarni qamrab olish uchun ham kengaytirilishi mumkin:<\/p>

    • Qo\u2019shimcha bojxona to\u2019lovi<\/li>
    • Havo transporti orqali tashish<\/li>
    • Atrofdagi mulkka zarar yetkazish<\/li>
    • Chiqindilarni olib tashlash<\/li>
    • Zilzila<\/li>
    • Eskalatsiya<\/li>
    • Singan shishalardan zararlar<\/li>
    • Texnik xizmat ko\u2019rsatish uchun tashriflar<\/li><\/ul>

      Bundan tashqari, CAR polislari boshqa sug\u2019urta hodisasi tufayli obyektni yetkazib berish kechikishida yetkazilgan zararlarni hisobga olish uchun ishlab chiqilishi mumkin. Masalan, agar bino shikastlangan bo\u2019lsa va CAR sug\u2019urtasi bo\u2019lsa, zararni ta\u2019mirlash vaqtida obyektni yetkazib berishning kechikishi natijasida ko\u2019rilgan zararlar qoplanadi. CAR polislari, shuningdek, boshqa kamroq tarqalgan senariylar qatorida terrorizm aktlarini va uchinchi shaxslar oldidagi haddan tashqari javobgarlikni qamrab oluvchi eskalatsiya bandini o\u2019z ichiga olgan holda kengaytirilishi mumkin.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

      Contractors’ all risks (CAR) insurance is a non-standard insurance policy that provides coverage for property damage and third-party injury or damage claims, the two primary types of risks on construction projects. Damage to property can include improper construction of structures, the damage that happens during a renovation, and damage to temporary work erected on-site.  Third parties including subcontractors may also become injured while working at the […]<\/p>\n","protected":false},"author":1,"featured_media":21839,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-19002","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts\/19002","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/comments?post=19002"}],"version-history":[{"count":0,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/posts\/19002\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/media\/21839"}],"wp:attachment":[{"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/media?parent=19002"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/categories?post=19002"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mosaic.beto.uz\/uz\/wp-json\/wp\/v2\/tags?post=19002"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}